Memorial Day is more than a long weekend — it is a sacred time to honor those who gave their lives for our country. As a mortgage loan officer, I find this day especially meaningful because homeownership is one of the greatest expressions of freedom and security. This Memorial Day, we recognize the sacrifices of our fallen heroes and reaffirm our commitment to helping veterans and their families find a place to call home.
Memorial Day originated after the Civil War and was officially designated in 1971 as a federal holiday to honor the men and women who died while serving in the U.S. military. While Veterans Day celebrates all who have served, Memorial Day specifically remembers those who paid the ultimate price. It is a day of somber reflection and patriotic gratitude.
As mortgage professionals, we work to make homeownership a reality — a cornerstone of the American dream that many veterans fought to protect. On Memorial Day, we reflect on the value of freedom and the homes that symbolize it. By serving military families, we honor the legacy of those who made the dream possible.
VA loans are a vital tool in supporting veteran homeownership. Available to eligible veterans, active-duty service members, and certain military spouses, VA loans offer competitive interest rates, zero down payment options, and no private mortgage insurance (PMI) requirements. As a mortgage loan officer, I take great pride in helping veterans navigate this path to owning a home, ensuring they receive the benefits they've earned through their service.
Our support doesn’t stop after Memorial Day. Throughout the year, we tailor mortgage solutions to meet the unique needs of military families. Whether it's PCS relocation assistance, refinancing options, or first-time homebuyer education, we’re committed to making the process smooth and stress-free for those who serve or have served.
To every Gold Star family, veteran, and active-duty service member: thank you. Your courage, sacrifice, and unwavering commitment to protecting our nation are deeply appreciated. It is an honor to serve you by helping you secure the comfort and stability of homeownership.
There are many ways to honor our fallen heroes — a moment of silence at 3:00 PM local time, placing flags on graves, or attending local remembrance events. As a member of the mortgage and real estate community, I encourage us all to participate in meaningful acts of tribute this Memorial Day.
One of the best ways we can show our appreciation is by giving back. Supporting organizations that provide housing, counseling, or financial assistance to veterans makes a tangible difference. Consider donating to groups like Homes for Our Troops or volunteering with local veteran-focused nonprofits.
Recently, I had the privilege of working with a retired Army sergeant who had been turned away by multiple lenders. Through the VA loan program and personalized guidance, we secured financing for his family’s first home — a peaceful property where his children now play in the backyard. It’s these stories that remind me why I do what I do.
Looking to get involved? Attend a local Memorial Day parade, visit a veteran's cemetery, or simply thank a military family in your neighborhood. Every gesture counts. Support organizations that empower veterans and commit to honoring their legacy not just on Memorial Day, but every day.
This Memorial Day, let us remember with reverence, act with gratitude, and support our veterans with action. As your mortgage loan officer, I am here to serve those who’ve served us. If you or someone you know is a veteran in need of mortgage guidance, please reach out — it would be my honor to help.
Laura H. & Christopher M.
We were initially denied by a lender and when our possibilities were limited, Mr. Krauss helped us achieve our dream of getting a model home. My husband is a Veteran and he informed us of discounts and grants that we were not aware of.
Nicholas M.
I was well informed every step of the way never left me guessing all ways their when I had a question all ways very professional and respectful I had a pleasant experience.
Bonnie M.
Consistent communication and being able to trust the process. Richard closed my purchase after it was denied by another lender due to my low credit.
Natalie D.H.
Richard's quick response to any issue or questions I may have had. And his expertise in getting it all handled quickly. I am Self Employed, he was able to close the loan before the due date.
Lorine C.J.
Richard has successfully completed several refi’s for us which is why we brought our latest refi need to him. Our communication was excellent and our current refi went smoothly.
Nadine W.
Richard was able to close my VA Purchase ahead of time with a low credit score of 520. His expertise overcame every hurdle within the process.
Bryan P.
Richard took the time to help a homeless disabled Veteran into a new home. No one would help except for him. He explained how to qualify and executed my purchase ahead of schedule with the builder!
Roberto R.
I was in an active Chapter 13 Bankruptcy, Richard was able to contact the court for approval and assist with my new purchase. He then provided me with the SAH Grant information for disabled Veterans and helped with my disabilities in the new home.
Greg S.
Richard is my old high school friend. We both served in the military, and he was able to explain how I can purchase with a lower credit score. My family has a beautiful home and we are able to start our next chapter!
David S.
Richard executed a Cash Out refi to purchase an investment property. The loan was approved withing 5 Days. Extremely quick turn around and awesome communication. He always answered my questions.
