If you are considering upgrading your current home or acquiring an investment property or second home, it is worth exploring the advantages of jumbo loan financing. These loans cater to borrowers, including first-time homeowners, who require financing of $726,200 or more. At Mortgages by Richard, we provide our clients with an expanded array of options for larger loan amounts. Our aim is to assist you in finding and obtaining your dream home, regardless of its size.


Minimum FICO Score.

  • 680


Down Payment.

  • 10% minimum borrower



  • Primary residence and second home


Other Highlights.

  • Loans from $726,200 to $3,000,000
  • No mortgage insurance
  • First-time homebuyers eligible
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