As the holiday season wraps us in its warmth, all of us at Mortgages By Richard want to take a moment to send our heartfelt wishes to you and your loved ones. This is the season of gratitude, reflection, and looking ahead with hope—a time to celebrate the connections and milestones that have shaped our year.
We are immensely grateful for the trust you’ve placed in us to guide you on your homeownership journey. Whether you’re a first-time buyer, refinancing your dream home, or simply exploring your options, your trust and confidence inspire us to continue offering personalized and expert service every day.
The holiday season is a reminder of what truly matters: family, friends, and the comfort of home. As your mortgage partner, we’re honored to play a small role in helping you create that sense of home, and we look forward to being by your side for years to come.
From our family to yours, we wish you a Merry Christmas and a prosperous, joyful New Year! May your holiday season be filled with love, laughter, and cherished moments. Thank you for making Mortgages By Richard a part of your journey.
Here’s to a bright and exciting 2025! Cheers to new beginnings, new memories, and all the opportunities ahead.
Warmest Regards
Laura H. & Christopher M.
We were initially denied by a lender and when our possibilities were limited, Mr. Krauss helped us achieve our dream of getting a model home. My husband is a Veteran and he informed us of discounts and grants that we were not aware of.
Nicholas M.
I was well informed every step of the way never left me guessing all ways their when I had a question all ways very professional and respectful I had a pleasant experience.
Bonnie M.
Consistent communication and being able to trust the process. Richard closed my purchase after it was denied by another lender due to my low credit.
Natalie D.H.
Richard's quick response to any issue or questions I may have had. And his expertise in getting it all handled quickly. I am Self Employed, he was able to close the loan before the due date.
Lorine C.J.
Richard has successfully completed several refi’s for us which is why we brought our latest refi need to him. Our communication was excellent and our current refi went smoothly.
Nadine W.
Richard was able to close my VA Purchase ahead of time with a low credit score of 520. His expertise overcame every hurdle within the process.
Bryan P.
Richard took the time to help a homeless disabled Veteran into a new home. No one would help except for him. He explained how to qualify and executed my purchase ahead of schedule with the builder!
Roberto R.
I was in an active Chapter 13 Bankruptcy, Richard was able to contact the court for approval and assist with my new purchase. He then provided me with the SAH Grant information for disabled Veterans and helped with my disabilities in the new home.
Greg S.
Richard is my old high school friend. We both served in the military, and he was able to explain how I can purchase with a lower credit score. My family has a beautiful home and we are able to start our next chapter!
David S.
Richard executed a Cash Out refi to purchase an investment property. The loan was approved withing 5 Days. Extremely quick turn around and awesome communication. He always answered my questions.
