Buy a new home
Buying a home is a significant milestone and can involve a complex process. You don't need to worry because we are here to guide you through each step. As experts in home loans, we will support you from the moment we first communicate until you receive the keys to your new home!
Mortgages by Richard, powered by RateSimple, goes beyond being just a mortgage company; we are driven by our mission to be the best. This mission motivates our team every single day. We prioritize your homeownership goals. You possess the capabilities to achieve these goals, and we are here to assist you every step of the way.
Whether you are a first-time homebuyer or have previous experience, we will educate and steer you to ensure a seamless and well-defined home buying experience. At Mortgages by Richard, we offer a wide range of loan programs, greater lending flexibility, and more expertise among our loan officers. It all begins with you! To embark on your future, please reach out to us so that we can:
Laura H. & Christopher M.
We were initially denied by a lender and when our possibilities were limited, Mr. Krauss helped us achieve our dream of getting a model home. My husband is a Veteran and he informed us of discounts and grants that we were not aware of.
Nicholas M.
I was well informed every step of the way never left me guessing all ways their when I had a question all ways very professional and respectful I had a pleasant experience.
Bonnie M.
Consistent communication and being able to trust the process. Richard closed my purchase after it was denied by another lender due to my low credit.
Natalie D.H.
Richard's quick response to any issue or questions I may have had. And his expertise in getting it all handled quickly. I am Self Employed, he was able to close the loan before the due date.
Lorine C.J.
Richard has successfully completed several refi’s for us which is why we brought our latest refi need to him. Our communication was excellent and our current refi went smoothly.
Nadine W.
Richard was able to close my VA Purchase ahead of time with a low credit score of 520. His expertise overcame every hurdle within the process.
Bryan P.
Richard took the time to help a homeless disabled Veteran into a new home. No one would help except for him. He explained how to qualify and executed my purchase ahead of schedule with the builder!
Roberto R.
I was in an active Chapter 13 Bankruptcy, Richard was able to contact the court for approval and assist with my new purchase. He then provided me with the SAH Grant information for disabled Veterans and helped with my disabilities in the new home.
Greg S.
Richard is my old high school friend. We both served in the military, and he was able to explain how I can purchase with a lower credit score. My family has a beautiful home and we are able to start our next chapter!
David S.
Richard executed a Cash Out refi to purchase an investment property. The loan was approved withing 5 Days. Extremely quick turn around and awesome communication. He always answered my questions.
