.

The American Dream is within your reach!

Call us today to begin your journey.

(623) 210-5182

young couple becoming homeowners in 2025

Home loans don't have to be complicated.

Contact us today and let us craft a loan that fits you like a glove. At Mortgages by Richard, we recognize that your needs, your finances, your credit profile, where you are in life and the goals you are trying yo achieve are unique to you - not every mortgage loan is made the same. Let us guide you step by step through the mortgage process, from quote to close and match you with a mortgage product that fits your needs.

Get to know us
We put YOU first!
 

Discover what makes us different

Not just words - We are 100% commited, we care and deliver!

We have access to a wide range of lenders and products, which means we can compare different options and negotiate rates and terms that work best for you.

We can save you time and hassle by handling the paperwork and communication with the lenders, as well as guiding you through the application process and closing.

We offer you personalized advice and support, based on your financial situation, goals and preferences.

 WE PUT YOU FIRST!

What our clients say.

BLOG, NEWS & INSIGHTS

june-is-national-homeownership-month
 

June marks National Homeownership Month—a time to celebrate the cornerstone of the American Dream! Owning a home brings financial stability, personal security, and the freedom to create a space that's truly your own.
honoring-heroes-a-memorial-day-message
 

This Memorial Day, we pause to remember the heroes who made the ultimate sacrifice for our freedom. As a veteran, I am personally committed to helping veterans and their families find a place to call home.
lower-mortgage-payment-tips
 

Struggling with high monthly housing costs? This guide offers actionable advice from a mortgage expert on how to lower your mortgage payment, free up cash flow, and manage your home loan more effectively.
back-to-top